Term-and-condition policy

STEM – School Management System & Tutoring Services

⚠️

🚨 IMPORTANT SECURITY & PAYMENT WARNING

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PROTECT YOUR SCHOOL, YOUR CHILDREN AND YOUR MONEY

STEM School Management System advises all school owners, administrators, learners, parents, teachers and users to be vigilant when dealing with anyone claiming to represent STEM.

❌ DO NOT GIVE CASH OR MAKE DIRECT PAYMENTS TO ANY STEM AGENT

All STEM payments must be made directly by the school or user through the official STEM School Management System portal.

This includes payments for:

- School subscriptions
- Package upgrades
- SMS
- Other STEM services
- Any other payment requested through the STEM platform

💳 PAY THROUGH THE PORTAL ONLY

STEM agents, representatives, staff or marketers are NOT authorized to collect cash or receive payments into personal bank accounts on behalf of STEM.

If anyone asks you to:

- Give them cash
- Transfer money to their personal account
- Send money to a personal bank account or wallet
- Pay them directly for a STEM service

DO NOT MAKE THE PAYMENT.

Log in to your STEM account and make the payment directly through the official portal.

🪪 VERIFY STEM AGENTS

Authorized STEM agents should have a valid STEM Agent ID Card.

Before trusting anyone claiming to represent STEM:

1. Ask the person to present their STEM Agent ID Card.
2. Scan the QR code on the ID card using the STEM Agent Verification feature on the official portal.
3. Confirm that the agent's identity and status match the information displayed.
4. If the identity cannot be verified, do not proceed with the person.
5. Report any suspicious person claiming to represent STEM.

⚠️ IMPORTANT

An agent's ID card does NOT authorize the agent to collect money from you.

The ID card is provided for identification and verification purposes only.

All payments must still be initiated and completed by the school or user through the official STEM portal.

🔐 VERIFY BEFORE YOU TRUST

💳 PAY THROUGH THE PORTAL ONLY
If you are unsure about a payment request or someone claiming to represent STEM, do not pay until you have verified the information through the official portal.
STEM School Management System
Smart Technology for Effective School Management
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Last Updated: 17 December 2025

Terms & Conditions

Last Updated:

By using STEM School Management System and Tutoring Services, you agree to the following terms and conditions.

1. Eligibility

2. User Responsibilities

3. Tutoring & School Services

4. Payment & Fees

5. Prohibited Activities

6. Limitation of Liability

7. Termination

Accounts may be suspended or terminated for policy violations, false information, or misuse of the system.

8. Governing Law

These Terms are governed by the laws of Nigeria and STEM policies.

Contact

Email: admin@stem.com.ng
Phone: 0802 427 6017